Car loan​

A car loan is a type of personal loan for a new or used car. You have to repay the loan and interest over a fixed term, usually between one and seven years. Most car loans are secured. Your car will typically be the security for the loan. With unsecured loan, you don’t have to provide your car as security, but the interest rate will be higher and you won’t be able to borrow as much. Unsecured loans are mainly for used cars.

Some car loans offer a ‘balloon payment’ (also called a residual payment). This option means you pay off part of the loan as regular repayments, and then pay the final amount as a lump sum (this is the balloon payment) at the end of the loan.

If you choose a balloon payment, you'll need to be able to repay the lump sum plus interest when it falls due. Otherwise, you could end up needing another loan to pay the lump sum and interest.

Lowest Negotiated Rate

Interest rates are not set in stone, we can find the lowest rates and negotiate on your behalf with lenders

Optimal Loan Solution

Due to different needs, we help our customers navigate the complex world of home loans to find the best loan solutions.

Deliver On Time

A delay in settlement is not only frustrating but can be also costly; we work with lenders closely to keep your loan on track.