Asset Loan​

For many businesses, it can be extremely difficult acquiring the assets they need to run their operations as capital is scarce.  This is where asset loan comes in.

It is a type of loan that helps businesses purchase assets. They obtain it through a financier, often on a lease basis, with the asset used as collateral for the loan.  Below we discuss the different options available.  

As a result, businesses can still operate and expand without tying up a large amount of capital in equipment and operational assets.  The utilisation of asset finance covers this initial outlay, and in the event of a default, there is a possibility that the asset can be repossessed. 

Commercial Loan​

Commercial loan is usually provided to help purchase or refinance commercial real estate, industrial and retail assets for either owner-occupiers or investors.  

Businesses may also require commercial finance to facilitate the purchase, lease or expansion of a business, as well as to assist with cash flow lending. 

Furthermore, commercial loan can be used to purchase specialised real estate assets such as pubs, hotels, motels, petrol stations, caravan parks, retirement villages and childcare facilities.